UPDATE: 2012 Savings Challenge
Come join me! Please leave a comment below of what your financial goals are this year! Let’s work together to achieve them. 2012 Savings Challenge Our financial goals for 2012: Short term goals Refinancing our mortgage. DONE! CHECK! We did it! We refinanced our mortgage and got a lower rate and lower payment. Like I mentioned in my earlier post be prepared for anything. Right now even those with excellent credit are having problems with the refinancing process so take a deep breath and go for it. It will be a bumpy ride but worth the savings. Prepare yourself! 1. Make at least 2 copies of your most recent pay stubs or income statements. 2. Collect all of your bank statements for the last month including checking, savings, CDs,…