02Apr 2010 by holly

2010 Savings Challenge Update – March 2010

2010 Savings Challenge, Uncategorized
How are you doing on your 2010 Financial goals? Check out my post from earlier this year HERE. Our goals that will take most of the year to complete: 1.  With the extra savings from our mortgage each month we are going take it and invest.   We will include stock that we were going to sell last year into this fund.  We have a goal and so far we have about 40% saved up! Thanks to paying myself first each month, we expect this year to reach 47% to 54% of our goal.  I'm curious what we will reach! 2.  Save towards landscaping our front yard.  We need to get a couple estimates to figure out how much we need to save. We plan on doing some of it ourselves…
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27Jan 2010 by holly

2010 Savings Challenge

2010 Savings Challenge, Financial, Uncategorized
I'm a huge fan of so many bloggers including Mrs. MoneySaver and Frugalfriends.wordpress.com.  It is so inspirational to read about each of their goals for 2010! I'm so excited because if you read my earlier post from last year about our financial goals 2009 I'm excited to say that we've done everything on the list and then some!   We've done a lot and we continue to stay on track! This is what we did in 2009! 1. Continue to pay our credit cards each month! 2. 6+ months of expenses for emergency fund 3. Increased each of our life insurance policies! 4. Got an umbrella policy. 5. I'm super excited to say that we maxed out on our retirement accounts! 6. We started a 529k for our daughter and family…
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04Jan 2010 by holly

How do you calculate your grocery or drugstore savings?

Financial, general, Uncategorized
I'm curious, how do you calculate your grocery or drugstore savings? Do you calculate it based on regular retail prices? Do you calculate it based on sale prices? How do you calculate it using your reward points /bucks/ rewards? I've been trying to figure this out for a while.  We save a lot each year on so many things!  We don't ever buy toothpaste, razors, and other household products just because I can get it FREE or really cheap.   I know I'm saving a lot because of that but how much am I really saving per trip? What formula do you use?  I plan to find a couple formulas and post them here. Source Img:  All You magazine
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10Jan 2009 by holly

Financial Goals 2009

Financial, Uncategorized
This evening I've been updating my blog.  There is so much to talk about and so little time.  I now realized that it is 11:10PM so I need to finish up and go to bed.  The little one is in bed and I'm sure she will wake up early.  In the mist of updating my blog  I found Money Saving Mommy's blog on 2009 goals Her blog always inspires me to save even more.  I have to admit I'm not as good a saver as other bloggers have been and it really helps to see others who believe like we do. In 2008, we had our wonderful daughter and realized that we had to do better about our finances.  We knew we had to start a 529k and we need…
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