Merry Christmas!

Financial, general, Uncategorized
From my family to yours - Merry Christmas, and see you in the New Year! I will continue to do the best I can and post any interesting deals as I find them.  I will be taking a break like most bloggers and enjoying the holiday season, but when I find interesting tidbits to share I will do the  best I can. A couple reminders!   This coming weekend will have the P&G insert-December 27 - so don't forget to get your local paper. Keep an eye out for some great deals on December 26 for next year's Christmas season like candles, wrapping paper, cards and ribbon.  Remember to create a budget and stick to it. That reminds me!   It is time to start thinking about financial goals for 2010.   What…
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The Best Ham Recipe

Food, general, Recipes, Uncategorized
I'm a huge fan of Food Network!  I love watching all of the shows especially shows that teach neat tricks and easy simple to do meals.   A couple years ago I saw one of my favorite shows Good Eats - Alton Brown host and it was a show about Ham!   I've never cooked a ham in my life.  I knew it wasn't that hard because City hams are usually fully cooked and besides when I've eating a honey baked ham they taste good but not GREAT!   I might prefer Turkey instead.   Well, my mind has since changed.  After I saw the episode of Good Eats - City Ham, I was sold! City Ham Recipe Source - Food Network - Good Eats- City Ham I've made some adjustments to the instructions…
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Shoppers Food Warehouse Ad Match Up 12/17 to 12/24

Food, general, Shoppers, Shopping deals, Uncategorized
Nabisco Snack Crackers 8-10 oz Box selected varieties 2 for $4 = $2 each Kraft Chunk, 4.5 - 8 oz package, selected varieties, Shredded or Cheese Crumbles 2 for $4 = $2 each Campbell’s Gravy – sale price 2/$1 .35/4 – 11/08 SS insert; 1/15/10 .40/4 – 11/08 SS insert; 1/15/10 .40/4 – 10/11 SS insert; 12/31/09 .50/4 – 10/11 SS insert; 12/31/09 $1/4 – 10/11 SS insert; 12/31/09 Breakstone Sour Cream 16 oz. - sale price $1 $1/2 - 11/15 RP insert; 12/31/09 .55/1 - 12/13 SS insert; 1/2/10 - FREE with this coupon $1/2 - 12/13 SS insert; 1/2/10 Birdseye Steamfresh Veggies - sale price .99 .50/1 - 12/6 SS insert; 1/17/10 - FREE with this coupon $1/2 - 12/6 SS insert; 1/17/10 Betty Crocker Cookie Mix -…
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Making your own Holiday Envelopes!

DIY, general, Gift, Uncategorized
This last year I got Martha Stewart Living for free!   The magazine has a lot of creative ideas. This evening I was looking for Christmas labels and I found this creative idea for envelopes. Using the Martha Stewart method and you don't have to spend any money! Use some of the scrap wrapping paper from gift wrapping. Unfold a regular envelope. Choose patterned paper larger than the envelope (or stick mismatched pieces together with glue). Trace the envelope onto the paper, fold (use envelope as a guide), and secure with glue stick. If mailing, add a label. A couple years ago I found Floral Vintage Collection: Cards, Envelopes, Tags and I created cards and envelopes for peoples birthdays and other celebrations. Image source: MarthaStewart.com Note: I am an affiliate with…
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Getting Ready for the Holidays!

general, Gift, Holiday Shopping, Uncategorized
I love getting ready for the holidays.  It is the most beautiful time of the year.  This year I'm pretty much done with Christmas shopping!  I can't believe I can say that. Don't get me wrong I still have a lot to do.   Not to mention working full time outside the house.   I'm also helping do calligraphy for a wedding so my time is limited. I just wanted to write a quick post about this time of year.  It can be a crazy time and with so many deals available it can be overwhelming.     Here are my tips for not getting overwhelmed. 1.  Remember my motto:  There will always be another deal tomorrow!    If you are like me and finally find the time to organize your coupons and get ready…
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Calligraphy Project – Christmas Cards and Wedding Invitations

DIY, general, Uncategorized
Besides starting Christmas shopping and finishing up Thanksgiving turkey, in the evenings I've been working on practicing my Calligraphy for a family member's wedding invitations. Here is an example of my Calligraphy version of "Virginia".  It's funny how words look odd after you look at them for a long period of time.   As I practice, I'm also writing my addresses for my Christmas cards.  Might as well!  Practice makes perfect. I found to be really helpful if you are interested in learning Calligraphy to watch the following videos. Videos: Writing Complete Words in Cursive Italic Image: Discoverahobby.com
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How to make Liquid Foaming Hand Wash?

DIY, general, Recipes, Uncategorized
I'm a huge fan of Dial complete and other liquid foaming hand wash.  For several years I would buy the refills at Walmart.  Now, I look for good deals everywhere I go.   I've tried in the past to make my own but it would come out foaming for a day and then it would stop working.   The best deal I've found to buy it at Aldi I believe it is under $2 last time I was there. Then here is the recipe for refilling your container! 1. Find some gel like liquid soap.  I recommend gel form because it needs to dissolve.  The creme version will not dissolve and the pump will not be able to foam it.  You can get the gel form really cheap!  You could even try…
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What is on your Stockpiling List?

general, Uncategorized
I was thinking this morning about a general stockpiling list.  I ask myself what items I should look out for on sale?   What else do you suggest adding to the list? This list doesn't include groceries.  Will start creating that list next.  Let me know what to add to that list too. Household products Trash Bags Toilet Paper Paper Towels Napkins Dishwashing Detergent Dishwashing Liquid Sponges Detergent Vinegar Medicines Ibuprofen (Advil, Motrin) Acetaminophen (Tylenol) Cold Medicines Allergy Medicines Bandages Cough Drops Saline Solution Contact Solution Eye Drops Dental Toothpaste Floss Mouthwash (Listerine) Denture Tabs (retainer cleaner) Toothbrushes Feminine Products Tampons Pads Baby Products Diapers Wipes Creams Personal Care Razors Shaving Foam Shampoo Conditioner Soap Hand Soap Hair Color Lip Gloss Make-up SPF 15/30
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Check this out! Money Mailer Coupons online

Coupons, Food, general, Uncategorized
Where to find local coupons in your area? I plan on going out to dinner this evening and remembered that I saw a coupon in one of those home mailers but I had no idea which ones.  I came across the Money Mailer coupon website.  I'm pretty impressed.  I usually go through the Money Mailer and throw away most of them and sometimes I just don't have the time to flip through.  This is a great alternative. Click HERE to go the site!  Just enter in your zip code.  I recommend when printing to create the file in .pdf and then print.
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Here is how to save during the Open Season Work Benefits 2009

general, Health, Uncategorized
[caption id="attachment_1585" align="aligncenter" width="342" caption="Copyright Holly's Savings"][/caption] It's that time of year again!  Most companies are starting their open season for work benefits.   I'm writing this to remind everyone that this is very important.  If you have your own separate policies that is probably one of the best moves you can make.  You might be spending more in some areas but you have a contract directly with the insurance company that you can take with you.  When you work for a company and leave that company you lose those benefits.  It is important if you don't have your own policies you take this open season very seriously. This is where you can save a lot of money during the year.  Let me explain why. (more…)
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